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Computer firm owner SAM takes his wife, MAY, and his two children, LONG and CATELINE, to the alumni gathering. His old schoolmate MING wants to buy one hundred computers from him. Just when SAM feels excited to have done a big business, a group of police officers comes and arrests MING. SAM immediately breaks with MING. MAY’s mother FUN asks SAM’s mother HEUNG to teach her how to cook dried abalone. What she actually wants is to steal HEUNG’s luxurious abalone. SAM’s business partner, WONG, has gone missing; SAM’s company is on the line of danger. MING invites SAM to work with him. He leaves SAM an envelope, on which written the words “Five hundred thousand dollars”. Have no idea of what to do with it, SAM seeks advice from his lawyer friend CHANG. Police officers HING and LING follow SAM when he is returning the bag to MING. WONG hides in Pan Yu……

Incapable of repaying the heavy debts, WONG commits suicide by jumping into the sea. SAM is pulled into the sea while he is trying to stop WONG. LING questions SAM about his relationship with MING. WONG is petitioning for bankruptcy. The bank tightens SAM’s credit limit in no time. MAY has mortgaged the apartment that they are living without SAM’s knowing it. With the money, she has bought two luxurious houses to lease out. However, neither of the tenants pays their rental on time. MAY turns to her friend GIU for help, whom lends her two hundred thousand dollars. CHANG takes SAM to a gay bar to chill out. A gay man called JO is interested in SAM. The next day, JO goes to SAM and suggests SAM entering into partnership with him. SAM goes to a hotel with JO for a detailed discussion. SAM mistakes that JO wants to have sex with him. He is very scared and he leaves immediately. SAM and MAY take their children to swim……

In order to stall off SAM, who is going to the bank, MAY pretends to have stomachache. SAM learns about the truth anyway. MAY has no choice but to make up another lie. GIU nervously takes back her bankbook from LING. LING finds it very suspicious. LING’s boss puts pressure on her to arrest MING and his group. LING asks CHOENG, who is a triad member, to collect the evidence of MING’s guilt. She also asks him to disguise as a bank staff to call GIU and check her account balance. LING discovers that the two hundred thousand dollars in GIU’s account has gone. She questions GIU and then reckons that MAY has cheated GIU of her money. LING is very angry. CHEONG volunteers to help LING get back the money from MAY. MAY sees that CHEONG writing dirty words on her car. She calls GIU to see what is going on but GUI’s number is always in use……

When the drunken SAM gets home, MAY tells him they still owe the bank over a million dollars. SAM is very depressed. The next day, he leaves home early in the morning. CHEONG chases MAY for the debts and the two end the scenario in the police station. LING tells MAY that SAM is heavily in debt because of his failing business. SAM has gone missing. MAY worries that SAM will have sex with JO in order to repay the debts. When CHEONG hears this, he takes MAY to different gay bars to search for SAM. JO calls MAY to pick up SAM at a hotel. When May gets to the hotel, she beats JO up, thinking that he has had sex with SAM. Fearing that his creditor will hurt his family, SAM takes them strolling in the streets until late night every day. May decides that she cannot lead this kind of life any more and so asks SAM to go bankrupt. SAM rejects the idea at once and tells her off……

MAY has been paying insurance for FUN. An amount of $420,000 of dividend has accrued on the insurance; MAY forces FUN to give her a share. LING asks MAY to return the debts for GIU. MAY does not have a car now. She has to make do with the bus when taking the children to and from school. Knowing that the family is undergoing a financial crisis, LONG gives MAY his savings, which impresses MAY much. MAY has thought of paying GIU back with her dividend, yet after second thought decides to keep the money. LING gives an IOU with MAY’s signature to CHEONG, asking him to collect the debt. CHEONG asks MUN for the money. When MAY and SAM know about this, they immediately ask LING to return the money to MUN. LING refuses to do so. The bankruptcy order has been activated. SAM and MAY from now on have to report their expenditure to the government. MAY has not declared the two hundred thousand dollars……

LONG and CATELINE are thinking of selling their toys for money. MAY promises them their quality of life will not be affected. SAM and an ex-subordinate of his apply for the same job. This sub-subordinate tells the interviewer that SAM has gone bankrupt, which affects the interviewer’s impression on SAM. SAM goes to another interview for the post of computer store manager. He meets his enemy WONG there. In order to increase the chance of getting the job, SAM tells the interviewer WONG was the person who led to his bankruptcy. MAY’s sister CHING is promoting credit cards at a university. HING’s son LEUNG comes and stirs up troubles. GIU has paid up MAY’s debt to the government. MAY feels uncomfortable about this and she swears that she will repay GIU four years later. SAM and his family are moving to a new house. MAY puts the two hundred thousand dollars inside a teddy bear doll. But then she has left it in the street……

In order to help ease the burden, HEUNG and MUN work respectively in a supermarket and for a newspaper. SAM’s heart sinks when he learns about this. When CHING is worrying about her credit cards promotion job, she meets SAM’s brother YAN. She is not letting him go for nothing. ZHEN and FUN suggest a blackout at home and they force CHING to give them more pocket money. CHING wants to buy a pair of sneakers which is hard to get in the market, but LEUNG has bought them before her. CHING forces him to sell the sneakers to her. HING’s ex-wife WA has come back from a business trip. She treats LEUNG to a dinner. LEUNG tells WA is short of money and asks her for more pocket money. He, however, uses it all up on going out with classmates. MAY spends her savings on buying presents for LONG and CATELINE. She takes them to a prestigious restaurant for tea and SAM happens to see them. He later finds the two hundred thousand dollars in a tissue box.

Under SAM’s duress, MAY finally tells SAM the story of the money. SAM thinks that this is unlawful and asks MAY to report the money to the government. The following day, MAY runs away with the money. CATELINE has a fever. SAM takes her to the hospital and as a result is late for work. SAM is sacked. SAM is puzzling in the street when he sees MAY rush into the bank to look for CHING. He follows her, only to find that there is a robbery. The robber is holding CHING hostage. YAN comes to her rescue but the robber manages to escape. Meanwhile, LING and her teammates arrive and request a body search. With the money with her, MAY is worried. CHING gives YAN a watch which is in fact a premium from her company. YAN is glad to receive it anyway. LEUNG is requested by the bank to repay his credit card debts. LING is waiting for KEVIN, owner of a bar whom she met recently. Her hope turns out to be a letdown when she discovers that he is a playboy……

CHEONG sends LING flowers and at the same time tells her colleagues the story behind. HING plans to investigate MING and SING’s illegal soccer betting activities. He sends LING to get into a dinner party to find out about SING’s telephone contacts. SING asks for LING’s identity and LING, in order to get out from the trouble, grasps CHANG and asks him to teach her to dance. LING is so attracted by CHANG’s gentlemanly behavior that she leaves her missions behind. MAY is taunted by her colleagues on her first day at JO’s company. Meanwhile, SAM is put down by other parents when he is picking his children up at school. A financial company calls HING and WA, saying that LEUNG owes them one hundred and eighty thousand. HING and WA are very angry and they put the blame on the other. LEUNG tries to mediate them and promises to settle the debts by himself. MAY has to work overtime; SAM has to go to the market and do the cooking himself.

LEUNG cannot afford the debt. He plans to petition for bankruptcy. WA fears that this will affect his future and so asks HING for help. HING applied for an early retirement. This way he can use his pension to pay the debts. LEUNG is touched. He cuts all his credit cards up in front of HING and swears that he will be very careful with credit cards in the future. LING treats CHANG to a dinner to thank him for teaching her. LING is more ladylike when she is with CHANG. It is payday. MAY buys her children presents. MAY helps her colleague take a document to a beauty centre, which is run by an old friend of hers. Her friend gives her some coupons and a VIP card. MAY cannot control herself anymore and tries out the service there. Unfortunately, LING catches her red-handed. The case has been reported to the Official Receiver’s Office. MAY is speechless when she is questioned by the officers there.

MAY has no alternative but to lie, claiming that she has an affair with Jo and that the money is given to her by him. Knowing that SAM and the children have overheard what she said, MAY explains to SAM in no time. CHEONG asks LING out to the movies but is turned down. On the other hand, CHANG asks LING to go for a boat date. LING dresses up and CHANG is very impressed. The two can no longer control themselves and have sex. Both CHANG and LING have been told that a relationship that starts abruptly will have no happy endings. They therefore choose not to see each other again. MAY takes LONG and CATELINE to JO’s office. When LONG sees JO’s name card, he remembers MAY has once told him that she has an intimate relationship with JO. CATELINE is very upset to learn this and she tells MUN everything. MUN is angry and decides to investigate MAY in secret. MAY is buying some expensive steaks when she bumps into LING……

MAY and SAM pretend to be a loving couple in front of MUN and HEUNG. CHANG picks his ex-girlfriend ANGEL up at the police station, which disappoints LING. In order to pursue LING, CHEONG tries to curry favor with her mother. GIU is very happy and decides to pair up LING and CHEONG. HING tells LING about GIU’s idea. LING wants to make it clear to CHEONG that she does not love him, so she invites him to dinner. While they are having dinner, someone is chasing after a thief. LING joins in the chasing but she carelessly falls down. ANGEL would like to get back together with CHANG but he turns her down. MAY takes a document to JO’s home and overhears his argument with his subordinate. JO is very upset. MAY worries that he will commit suicide so she accompanies him the whole night. The next day, the mother of one of CATELINE’s classmates sees MAY leaving JO’s home. She then tells everyone she meets that MAY has an affair with someone……

MAY has gone nuts. She tries in vain to ask money from FUN. LONG and CATELINE are upset to know that their parents are having conflicts. YAN asks CHING out. CHING gives YAN a stone doll that she made; YAN is very pleased. CHANG finds out that KEVIN is a playboy and so goes and beats him up. Having been rejected by LING, CHEONG is very down. LING is there to encourage him. An officer from the Official Receiver’s Office shows up at JO’s office to look into MAY’s case, leading to her colleagues’ whispering about her. MAY’s landlord has sent someone to take away her television as a compensation for the belayed rent. MAY deliberately makes a scratch on the TV so that they will not take it away. SAM works as a taxi driver but luck is not with him. He is firstly robbed and secondly caught by the patrol. What is more, he has an argument with MAY when he gets home. He cannot stand it anymore and suggests a break off. SAM leaves home……